An investment strategy of distributing investments across various asset classes such as stocks, bonds, and real estate to balance risk and return.

การจัดสรรสินทรัพย์ (Asset Allocation)

The total market value of all assets that a fund management company manages on behalf of clients. It is a measure of the size of the fund management company.

สินทรัพย์ภายใต้การจัดการ (AUM)

A fee charged to investors when redeeming fund units, which may decrease based on the holding period.

ค่าธรรมเนียมการขาย (Back-end Fee)

A standard or index used to compare the performance of a fund, such as the SET Index, SET50 Index, or government bond index.

ดัชนีชี้วัด (Benchmark)

Profit from selling fund units at a price higher than the purchase price, another form of return besides dividends.

กำไรจากส่วนต่างราคา (Capital Gain)

Interest calculated on the initial principal plus accumulated interest, causing investments to grow exponentially over time. It is a key principle of long-term investing.

ดอกเบี้ยทบต้น (Compound Interest)

An investment principle of spreading investments across multiple securities or markets to reduce the risk of concentrated investments.

การกระจายความเสี่ยง (Diversification)

A portion of profits distributed by the fund to unit holders, derived from the fund's operating profits.

เงินปันผล (Dividend)

An investment strategy of investing a fixed amount regularly regardless of market price, helping to reduce the risk of market timing.

การลงทุนแบบถัวเฉลี่ย (Dollar Cost Averaging - DCA)

A mutual fund that primarily invests in stocks, either domestic or international. It carries relatively high risk but offers the potential for high returns.

กองทุนตราสารทุน (Equity Fund)

The date on which unit holders must hold fund units to be entitled to receive dividends. Purchasing units after this date will not qualify for that dividend payment.

วันปิดสมุดทะเบียน (XD Date)

The ratio of total fund expenses to the fund's net asset value, including management fees, trustee fees, and other operating expenses.

อัตราส่วนค่าใช้จ่ายรวม (Expense Ratio)

A mutual fund that invests in fixed income instruments such as government bonds, corporate bonds, and treasury bills. It carries lower risk than equity funds.

กองทุนตราสารหนี้ (Fixed Income Fund)

A fee charged to investors when purchasing fund units, calculated as a percentage of the investment amount.

ค่าธรรมเนียมการซื้อ (Front-end Fee)

A document summarizing key fund information such as performance, asset allocation, holdings, and fees, updated on a monthly basis.

หนังสือข้อมูลกองทุน (Fund Factsheet)

Fund risk classification from 1-8, where 1 is the lowest risk (e.g., money market funds) and 8 is the highest risk (e.g., alternative asset funds).

ระดับความเสี่ยงของกองทุน (Fund Risk Level)

The ability to quickly convert an asset into cash without significant loss of value. Money market funds have the highest liquidity.

สภาพคล่อง (Liquidity)

A mutual fund that invests in both equities and fixed income instruments to diversify risk and generate balanced returns.

กองทุนผสม (Mixed Fund)

A mutual fund that invests in short-term, high-quality fixed income instruments such as bank deposits and treasury bills, with very low risk and high liquidity.

กองทุนตลาดเงิน (Money Market Fund)

A pooled investment vehicle that collects money from multiple investors to invest in various securities, managed by a fund management company.

กองทุนรวม (Mutual Fund)

The total value of all assets in the fund minus total liabilities, divided by the total number of outstanding units. This is the price used for buying and selling fund units.

มูลค่าทรัพย์สินสุทธิ (NAV)

An important document prepared by the fund management company to provide investors with information about the fund, including investment policy, risks, fees, and conditions.

หนังสือชี้ชวน (Prospectus)

A fund that invests in real estate properties such as office buildings, shopping malls, and hotels, distributing rental income to investors.

ทรัสต์เพื่อการลงทุนในอสังหาริมทรัพย์ (REIT)

A special type of mutual fund that promotes retirement savings. Investors can deduct their investment from annual income tax, but must continue investing until age 55.

กองทุนรวมเพื่อการเลี้ยงชีพ (RMF)

The stock price index of the Stock Exchange of Thailand, calculated from all listed common stock prices, used as an indicator of the overall Thai stock market.

ดัชนี SET (SET Index)

A ratio measuring excess return per unit of risk. A higher value indicates the fund provides good returns relative to the risk taken.

อัตราส่วนชาร์ป (Sharpe Ratio)

A special type of mutual fund offering tax benefits with a maximum deduction of 200,000 THB per year. Units must be held for at least 10 years from the purchase date.

กองทุนรวมเพื่อการออม (SSF)

The total return from an investment, including both capital gains and dividends received.

ผลตอบแทนรวม (Total Return)

A measure of investment risk based on the variation of returns. Higher volatility indicates higher risk.

ความผันผวน (Volatility)

The cumulative return of a fund from the first day of the year to the present date, used to compare fund performance within the same year.

ผลตอบแทนตั้งแต่ต้นปี (YTD Return)